Distribution
Articles
Financial Times – Japan’s army of insurance saleswomen feel threat of digital revolution

Life and Health Employee Benefits – Q3 2020

McKinsey: Ecosystems and platforms: How insurers can turn vision into reality

IBM: Insurance on the platform

Coverager: The Part-Time Insurance Agent

Life and Health O2O Services – Q2 2020

O2O services within life and health insurance

Assicurazioni Generali: Rise of Digital and Affinity B2B2C Marketing in Insurance – Dealing with a New World

PwC: Assisted distribution – Changing the face of insurance sales

KPMG: The Future of Digital Banking

McKinsey: Digital health ecosystems – a payer perspective

The rise of digital ecosystems in Asia

Willis Towers Watson partners with eBaoTech
Willis Towers Watson (WTW) has partnered with eBaoTech, a digital insurance solution provider. The partnership will see the integration of WTW’s Radar Live rating engine with...

OPAL IS unveils protection platform for life insurers
OPAL, a Fintech developer, has launched a new protection platform called Pandora Launch for life insurers and banks. The platform is used by HSBC Life, Aviva and Lloyds Banki...

Digital to the Core: Transforming Financial Services and Insurance in the New World of Digital Business Platforms and Ecosystems

Platform Technologies

Handdii secures $1.5 million in seed funding
Handdii an InsurTech in Australia which offers customers access to contractors for repairing property claims has recently secured $1.5 million in seed funding. The InsurTech ...

Arch Insurance invests in InsurTech Archipelago
In the UK, Arch Insurance International has invested into MGA InsurTech startup Archipelago Risk Services, which deals with personal lines to serve mid- to high-net-worth cus...

Organisational design and strategy

The Digital Insurer Webinar Infographic: Organisational Design and Strategy

Get the most out of your InsurTech partnership

中国深度:数据分析和人工智能对中国保险的影响

Mobility

Deloitte: Insurance of the future – what will it look like in 2025?

Benefitfocus Introduces Property Insurance to its Platform
Benefitfocus, a management software provider for the benefits industry, announced the expansion of its proprietary platform to cover personal lines insurance offerings on top...

UOB renews bancassurance deal with Prudential for S$1.15b
Prudential Plc and United Overseas Bank (UOB) have renewed their bancassurance agreement for S$1.15bn. The partnership is 15 years old and started when UOB sold its life insu...

Hanover launches customer acquisition platform for independent agents
In the US, Hanover Insurance Group has launched a new digital platform called Insurago which enables independent agents to easily acquire new customers. The platform is power...

Popsure: Insurance made easy for people who don’t speak German
Popsure is an independent online advisory platform in Germany which helps people to understand insurance better and make a well-informed independent decision. The customers b...

AIA and Citi reinforce partnership with digital insurance solution
In Malaysia, Citi and AIA have collaborated to launch an end-to-end digital channel that allows Citi customers to purchase AIA’s suite of insurance products and solutio...

Digital Bancassurance

Bringing bancassurance into the digital era

TDI Webinar – June 2019 – Digital Bancassurance

Hi Fintech, meet InsurTech; Bancassurance, the Friendsurance way

MarketScout invests in cyber insurtech Wingman
In the US, a national electronic insurance exchange and specialty MGA MarketScout has invested in InsurTech platform Wingman via MarketScout’s venture arm.
Wingman’s d...

Verifly launches business insurance product for gig economy workers
New York based Verifly is an insurance provider for drone pilots. It has now launched several new policies for workers engaged in the on-demand economy. The first of...

Tapoly: Broker platform for on demand products
Tapoly is an insurtech that focuses on self-employed freelancers, sole traders, contractors, AirBNB hosts, and small businesses. It has also developed a new online s...

中国深度:自然巨灾预防

Digital bancassurance takes off in Europe

2019 Insurance M&A outlook: Positioning for growth

China In-Depth: Natural Catastrophe Prevention

The Digital Insurer Webinar Infographic: Digital Bancassurance

Selling Bancassurance in the Digital Age

China In-Depth: Ecosystems with life/health

Insurers come up short for independent agents, despite critical role agents play in driving business

Digital ecosystems: extending the boundaries of value creation in life and health insurance

Competing in a world of sectors without borders

ZhongAn Insurance’s entry sparks shift to digital products in Japan
China’s pre-eminent digital insurer, ZhongAn, is partnering with Japanese insurer Sompo Japan Nipponkoa to enhancing its technical strengths. ZhongAn’s IT platform will...

Lemonade Launches World’s First ‘Open Source’ Insurance Policy
Lemonade the well-known community-based insurtech which offers homeowners and renters insurance powered by A.I and informed by behavioral economics announced the launch of an...

Homelyfe launches digital insurance platform
UK based, Homelyfe launched a B2B digital insurance platform called “Aventus” which enables businesses to create a white label buying experience for any insurance line, in an...

Verivox Acquires Insurance Broker Unit of Getsafe
Verivox, a joint venture between General Atlantic and Nucom’s price comparison site, has acquired the broker unit of Getsafe, the Germany-based digital insurance wallet.
...
Relevance of Mutual and Cooperative Lessons learned from developed Europe and Asia

Asia rising – the hothouse for insurance innovation? panel session – Global LIVEFEST 2018

Young Yang from ZhongAn speaks @ Asia rising – the hothouse for insurance innovation? panel session – Global LIVEFEST 2018

Frank DesVignes from AXA Labs speaks @ Asia rising – the hothouse for insurance innovation? panel session – Global LIVEFEST 2018

The CVS/Aetna Merger Will Transform Healthcare Technology
Although CVS Health and Aetna’s US$69bn merger deal is expected to transform the nation’s health care industry, the two companies are currently focusing on a mob...

Simon Phipps from The Digital Insurer speaks @ Digital Insurance around the world panel session – Global LIVEFEST 2018

Andrew Dart from The Digital Insurer speaks @ Digital Insurance around the world panel session – Global LIVEFEST 2018

SUNU Assurances Pitch – LIVEFEST 2018 African Insurance Innovation Awards

Platforms & Eco-systems – The Future of Insurance in Asia? panel session @ Asia & ANZ LIVEFEST 2018

Steve Monaghan from Gen.Life Limited speak @ Platforms & Eco-systems – The Future of Insurance in Asia? panel session – Asia &...

Dynamic Pricing and Next Generation Aggregators panel session @ Asia & ANZ LIVEFEST 2018

Karen Chau from Swiss Re speaks @ Dynamic Pricing and Next Generation Aggregators panel session – Asia & ANZ LIVEFEST 2018

Adrian Chng from GoBear speaks @ Dynamic Pricing and Next Generation Aggregators panel session – Asia & ANZ LIVEFEST 2018

David Lundholm from Consistency Partners speaks @ Dynamic Pricing and Next Generation Aggregators panel session – Asia & ANZ L...

Devendra Rane from Coverfox speaks @ Dynamic Pricing and Next Generation Aggregators panel session – Asia & ANZ LIVEFEST 2018

Insurers need to make agents the central focus of their digital strategy in order to transform the industry, according to The Digital Ins...

Hong Kong’s first pure digital insurance venture, Tencent-backed Blue
Blue, a HK-based digital life insurance company is a JV owned by Aviva (40% ownership), Hillhouse Capital (40%), and Tencent (20%). The JV is expected to disrupt the Hong Kon...

Legacy-free markets in Asia are becoming InsurTech incubators – Will they transform traditional insurance delivery?

Insurtech Coya receives license from German Regulator
Found in 2016, Coya is a Berlin-based P&C Insurtech which has been granted a BAFIN license by the German Federal Financial Supervisory Authority. Coya recently raised a f...

AIG to snap up life specialist Ellipse from Munich Re
AIG is acquiring Ellipse, a group life insurer previously run by Munich Re. The transaction is subject to regulatory approval and will be closed in Q1 2019.
Launched...

Chongcheng Technology Mobile pet health insurance platform wins strategic funding
Chongcheng Technology, Hangzhou-based pet insurance operator has several million rmb in strategic funding from Hangzhou-based pet product technology developer Shunchong. The ...

Wrisk is rethinking insurance for the connected generation
Wrisk is a UK-based InsurTech that offers content insurance for phones, laptops and devices whilst planning to extend its offering to cars, health, home etc. ...

MetLife forms strategic digital insurance partnership with Tencent’s WeSure
In China, Metlife and Tencent’s digital insurance provider WeSure have joined hands to provide travel insurance to travelers through WeSure’s onli...

Insurance beyond digital: The rise of ecosystems and platforms

Flock launches pay-as-you-fly drone insurance solution
Flock is a London-based startup that has launched Europe’s first pay-as-you-fly drone insurance, underwritten by Allianz.
As an o...

Go Digit – India’s first digital insurer backed by Fairfax
Digit plans to disrupt the traditionally run Indian general insurance sector by introducing new products, services and giving a completely new di...

Youse Friends: First Brazilian P2P insurance
Youse is a Brazilian startup launched in 2015 that offers Caixa Seguradora’s home, auto and life insurance. Caixa Seguradora, as Brazil’s f...

Protected: Case study: TAL Qantas – An Innovative life insurance partnership

The Rise of Risk Aggregators

Potent disruptor Tesla is set to rattle the insurance industry
Elon Musk’s Tesla has begun bundling usage-based insurance with its electric vehicles in Asia. Although long expected, Tesla’s entrance into insurance has sen...

Connected cars – Otonomo delivering telematics data to insurers
Founded in 2015 in Israel, Otonomo is a cloud-based data exchange platform that effectively enables car manufacturers, drivers and service providers to be a p...

Changing Role of Advisors in Insurance

FWD Life launches digital insurance FWD LooP
FWD Life Indonesia has launched a comprehensive life insurance product called FWD Loop. The product provides full coverage including critical illness, and hea...

Allianz declares strategic partnership with American telehealth platform
A Boston-based telehealth platform called American Well has received US$59.2m investment from Allianz X, the digital investment unit of Allianz. The partnersh...

Zeeno – Digital Wellness Platform for corporates and insurers
Zeeno started out with the idea to use pattern recognition as a means to improve the impact of wellness programs delivered by corporates and insurers for thei...

CVS buys Aetna in deal that could transform healthcare
CVS Health Corp, a major drugstore across the US is merging with Aetna for a total US$69bn in a bid to marry low-cost medical services in pharmacies with an e...

The Warranty Group launches TrustCircle in Singapore
The Warranty Group, a global provider of warranty solutions (extending w...

State Farm’s HiRoad offers direct to consumer motor insurance
To meet the changing needs of today’s consumers, State Farm is moving to...

Google partners with Trov to insure its driverless car service
Google’s Alphabet has entered into a partnership with Silicon Vall...

Tencent strengthens its positioning within insurance
Since the Zhong An IPO, Tencent has been diluting its position in Zhong An and adding additional positions within insurance to further bolster its ability to capitalise on th...

Jerry – A digital agency
Although aggregators have been around for decades, Jerry is eliminating the painstaking data entry element of aggregation with a new take on online personal lines di...

FutureMove – Pioneering connected mobility telematics in China
FutureMove is a Beijing based startup that provides telematics and advanced analytics to a wide range of transportation entities including car manufacturers and public transp...

Sanagate’s SanaHealth app
Swiss health insurer Sanagate AG and Dacadoo, a digital healthcare startup, have launched an app called SanaHealth. Although there are several similar health apps already ava...

Coverfox’s Quote Level Personalisation
Coverfox, India’s fastest growing online insurance aggregator, has struck a new partnetrship with Vizury, a front end development agency, to offer ‘Quote Level Personal...

Getsafe take the Lemonade model a step further

Getsurance launches first digital disability insurance
With a population of 80m and the highest number of insurance policies per capita in the world, Germany is ripe for InsurTech. Getsurance is one of these and the first digital...

Pineapple – South African community insurer
Pineapple (formerly Amyti) is a Johannesburg-based P2P insurer, and South Africa’s first P2P insurer. Last month, Pineapple received R5.2 mn in seed funding from Lireas...

Carpool – Thailand’s first P2P insurance broker
Carpool is Thailand’s first P2P insurance broker. Like many startups, CarPool has set ambitious growth plans, targeting $3m USD in gross written premiums during its first yea...

Segmentation and Technology in the Digital Age: How customer expectations drive effective technology strategies

Is the rise of the Digital Advisor the new InsurTech game changer?

The Digital Advisor

Winner of The Digital Insurer’s European Insurance Innovation Award 2017 – Generali

Finalist of The Digital Insurer’s European Insurance Innovation Award 2017 – HDI Sigorta

Finalist of The Digital Insurer’s European Start Up InsurTech Award 2017 – CBien

John Hancock – Ecosystem play with Discovery Vitality
John Hancock is the first US life insurance company to offer an integrated health/wellness programme bundled with life insurance component. The wellness program, offered in c...

Zenefits – HR platform with benefits
Revamped Zenefits is currently putting its regulatory woes behind it and offering an all-in-one digital, cloud-based HR platform for small and medium businesses, with a parti...

Simplesurance – Simple access to insurance
Founded in Germany in 2012, Simplesurance offers a unique platform with transparent and efficient insurance services to connect people and business, anywhere and anytime. It ...

AXA, Alibaba and Ant Financial – New ecosystem
AXA, Alibaba and Ant Financial Services have agreed a global partnership to jointly explore opportunities to distribute AXA’s products via Alibaba’s global ecommerce ecosyste...

Paytm – Insurance cover for the e-wallet
Alibaba-backed digital payments and e-commerce platform Paytm has recently launched a new e-wallet insurance product to cover users of the Paytm Wallet in the event of theft...

LifeSmart – Connected home applications for China
LifeSmart is a Hanzhou based smart home appliance manufacturer that is using advanced sensors to hasten the onset of the ‘connected home’, where everyday household appliances...

Alipay free health insurance
In a bid to increase its market share in China’s burgeoning personal insurance industry, Alipay has launched a reward points based free health insurance service in collaborat...

Aviva – New Alexa skill
Aviva has become the first UK insurer to launch an Alexa Skill on Amazon’s Echo. Specifically, the Aviva assistant gives users voice-controlled access to a glossary of over 3...

Riskeys
Riskeys is a Shanghai based aggregator that is targeting the health and life segment with a new approach to customer acquisition. Specifically, the intensity of competition i...

Worry+Peace Pouch – Amazon like marketplace for insurance
Worry+Peace is a UK based insurance broker re-imagining the entire insurance process by building tools to deliver an all encompassing insurance experience rather than mere po...

Aegon Life focuses on D2C digital distribution
Aegon Life, a joint venture between global insurer Aegon and Bennett Coleman & Co of India, is diminishing the role the agency and Bancassurance channels to focus exclusi...

Youse – Direct to consumer insurance distribution
Youse is a Brazilian based insurance platform that is planning to sell policies directly to consumers. Youse, owned by Brazil’s Caixa Seguradora, is inspired by interna...

RegTech startups make Compliance simple and cost effective

SureBuddy – Mobile only InsurTech player offers sponsored insurance
SureBuddy is a Ugandan insurance app that offers free insurance coverage for niche risks such as funeral or screen replacement cover in exchange for watching sponsored ads.

Baobei – B2B inurtech provider from China
Baobei is a B2B inurtech provider that equips traditional brokers and insurance startups with quote generation, fulfillment and transaction capabilities. With more and more o...

Microsoft Healthcare NExT – Fusing research, AI and industry expertise to transform Healthcare
Healthcare NExT is a new initiative from Microsoft aimed at transforming the healthcare sector by leveraging its existing AI work and Azure cloud resources. Specifically, by ...

Datong Broker
Datong insurance broker, one of China’s most successful insurance intermediaries, with a service network covering over 20 Chinese provinces has jointly launched a new agent a...

Mapfre China – Car Inusrance through WeChat
Mapfre is continuing its efforts to establish itself as a digital player in China’s property insurance market with a car insurance initiative on WeChat. Mapfre is planning to...

fundMyLife – The Web Marketplace for Financial Advisers
Consumer trust has always been an issue for the insurance industry, both in terms of finding appropriate coverage and in times of a claim. fundMyLife is trying to breath tran...

INSHUR – TLC Insurance Reimagined
INSHUR is a new mobile-first insurance platform that allows ride sharing drivers to buy a commercial liability insurance policy in seconds just by taking a few pictures with ...

RiskGenius – Engine for Policy Automation
RiskGenius is a Kansas-based venture that automates the process of insurance policy analysis and review for commercial insurance brokers and agents. Launched in 2016, the Ris...

Peer-to-Peer webinar recording – Poll overwhelmingly concludes that P2P will have an impact on attitudes to claims

TDI Webinar Feb 2017 – Peer-to-Peer Insurance & Community

TDI Webinar, Feb 2017 – Peer-to-Peer Insurance & Community

Bought By Many – UK
Bought by Many (BBM) is a startup from the UK, which leverages social media, keyword analytics and quote request data to help individuals create and join affinity groups relat...

Insbee – P2P car insurance in Asia
Insbee is developing Asia’s first P2P car insurance platform that rewards people for responsible driving. Essentially, Insbee enables its members to pool their deductibles in...

Prince Insure – Australia’s first Professional to Professional Insurance Platform
Prince Insure is an early stage InsurTech startup which is pioneering a Professional to Professional Insurance Platform, based on the peer to peer insurance concept. Its aim ...

Zhongtuobao – Shanghai based community insurance App
Zhongtuobao is a Shanghai based community insurance App that provides a mutual life insurance product backed by a traditional insurer. Although the Chinese insurance regulato...

PeerCover – Simple Cover with Crowdfunding Crisis Club
PeerCover is a New Zealand based community insurance platform that enables users to create a group to cover risks typically excluded by insurance policies. Such policy exclus...

Chaojiyuanzhuo – Chinese P2P insurer
Chaojiyuanzhou is a Chinese P2P insurer that provides a community insurance platform for flight delay insurance, home insurance and deductible cover for property insurance.

insPeer – France’s first P2P Insurance Service
insPeer is a French based community insurance platform specialising in auto insurance. Specifically, insPeer allows members to increase and insure each others’ deductib...

Teambrella – Bitcoin enabled P2P insurance
Teambrella claims to be the first community insurance service built on Bitcoin. As with other community insurance propositions, Teambrella aims to make insurance more transpa...

Heiniubao – Automatically adjusts premium contributions
Heiniubao is a Chinese participating life insurance App that pools members premiums before automatically adjusts premium contributions to optimise the ROI for users who allow...

Minuto Seguros – Brazilian aggregator
Minuto Seguros is a Brazilian multi-channel insurance broker that works with multiple insurers, selling individual and corporate policies.
Although Minuto Seguro’s bus...

AIA Singapore introduces AIA Vitality
Is P2P insurance a sustainable business model?

P2P, or not P2P: that is the question!

Analysis of US P&C Insurance Customer-Facing Mobile Apps – Cognizant

eLife – digital Life Insurance in the USA
eLife is an online life insurance platform in the US currently attempting to transform delivery of term life insurance products by reducing policy approval and purchase time ...

Allianz1 – Insurance customisation in real time in Italy
Allianz1 is a new initiative from Allianz Italy. The platform essentially allows consumers to design and tailor policies based on “building blocks” from P&C, life and hea...

Bidu – The Brazilian online aggregator simplifying the process of buying insurance
Bidu is a Brazilian insurance aggregator that is combining the convenience of online research with the reassurance of an offline consultation. Launched in 2011, Bidu has esta...

P2P, or not P2P: that is the question!

ICICI Prudential Launches NEO app
Leading Digital Engagement Strategy Driven by Mobile – IBM Case Study

Quilt – self-service online insurance products
Quilt, a Boston-based startup, offers self-service online insurance with a mission to reinvent how people buy and interact insurance.
With a key focus on the Millennia...

Axieme – Peer-to-peer insurance in Italy
Peer-to-peer (P2P) insurance is a popular business model right now within digital insurance. From Lemonade – the carrier, to Friendsurance – the broker and Tongju...

AXA and Microsoft team up to simplify healthcare journey

Has the pandemic dampened brokers’ enthusiasm for referra...

iptiQ and Bindable announce a new strategic partnership

Brokerage interest in M&A dips slightly in early 202...

Video: Covid-19 and the changing claims landscape

Bharti Axa Life Insurance establishes bancassurance partn...

Cannabis Broker Spotlight: Kamel with All-Risks Got into ...

AIA Hong Kong Wins Service and Brand Awards for Four Year...

Catholic Order of Foresters Modernizes with WELIS Ascent ...

Brokers: pay attention to these insurance fraud ‘red flags’

Coterie now offers small business liability insurance in ...

Semsee connects to IVANS distribution platform

Axis Bank completes acquisition of 13% stake in Max Life ...

Arrowhead Tackles Commercial Insurance Process Complexity...

LISI, BrokerNetUSA, Amwins Group Benefits Small Business ...

GNP Opposes Bancassurance

UrbanStat announces a new product focused on increasing s...

AIA Vitality Expands Rewards Offerings with New Partner E...

How to Choose the Best Bitcoin Or Crypto Wallet – N...

UK brokers boast stronger relationships with clients than...

Anorak partners with online mortgage broker Trussle

Life Insurance of Bancassurance Market Production and ...

The number of foreign bancassurance institutions in China...

Edge Mutual partners with Applied

Insurtech partners with Amazon on small business insuranc...

esure and Sheilas’ Wheels to offer life insurance products

AXA launches AXA SmartHome Plus eVoucher

Q&A: Working hard to become the UK’s ‘most agile ins...

Insurance Age: 2021 Products Edition

Independent Agents Own Their Data But Contract Language I...

Insly strengthens top management in Poland. Will arm insu...

Top 10 Life insurance companies for 2020 – Top cath...

Q&A: Aviva invests in ‘key capabilities’ to improve ...

Q&A: Our work with Polaris ‘will support better unde...

Cinven eyes sale of Italian life insurance firm Eurovita

Commercial underwriting agency, CoSaint AG, goes live

Why Be a Trusted Choice Agent? Part 1 – Agency Nation

Top 10 tips: Considering insurer financial security

Fewer brokers in 10 years, insurance company exec predicts

AIA Hong Kong Wins Multiple International and Local Award...

UNIBA expects German growth as insurance buyers explore o...

Aston Lark broker renovation portal “a good step forward”

Thimble Appoints Richard Stamets as SVP of Business Devel...

Thimble Names Richard Stamets SVP of Business Development

AcordPay Integrates Credit Card Processing into Vertafore...

Nationwide Express integrates with Comparative Raters

Insurtech Artificial joins Convex on data-driven marine l...

Peer to Peer Insurance Market to See Massive Growth by 20...

Next Insurance, Amazon Business to offer insurance to sma...

West Bend, The Big I of Wisconsin, and Dais team up to he...
