Digital Strategy & Implementation

Articles

Insurance case study: How I gained more than 100,000 followers on TikTok

Two years ago Robin Kiera, CEO of Digitalscouting, a European insurance and marketing consultancy firm, decided to see what potential social media platform TikTok had for lead ...

The elephant and the cheetah – Zurich Innovation Championship aims to unlock startup magic at the insurer

In 2020 the Zurich Innovation Championship attracted more than 1,350 entries, involved 68 countries and territories, and produced 25 local and three global winners. The program, ...

What fundamental trends will mark the insurance digital transformation agenda in 2021?

At the beginning of 2021, I wished to take a step back and consider what should be expected regarding the insurance sector’s digital transformation in the coming months. In ...

McKinsey – State of property & casualty insurance 2020

Executive summary : The insurance industry is often perceived as complicated and slow moving. Yet insurance is one of the largest global industries, generating more than $5 ...

PwC – Sri Lanka Insurance Report

Executive summary : The numerous advancements that took place within the insurance industry during 2019 contributed towards the establishment of a more competitive, coherent, ...

Accenture – Technology Vision for Insurance 2020

Executive summary : We, the Post-Digital People People’s love for technology has let businesses weave it — and themselves — into our lives, transforming the way we work, live...

PwC – COVID-19: Impact on the Indian insurance industry

Executive summary : COVID-19: Impact on the Indian insurance industry PwC Executive Leadership Interview Series Interview with R Chandrasekaran, former secretary general, ...

Deloitte – Potential implications of COVID-19 for the insurance sector

Executive summary : How the coronavirus outbreak may impact insurers operationally and economically COVID-19 is impacting the insurance industry in multiple ways—from employee ...

PwC – Middle East Insurance Industry Beyond COVID-19

Executive summary : As the world emerges from the COVID-19 pandemic, insurers’ strategic focus is now turning to what the competitive landscape will look like in the aftermath, ...

Bain & Company – Are You Covered? An Insurance Executive’s Checklist to Handle the Covid-19 Turmoil

Executive summary : Insurers need to support employees and agents in their remote work pressure-test IT systems and get closer to customers At a glance Leading insurers have ...

BCG – The 2020 Insurance Value Creators Report

Executive summary : The Pandemic Puts a New Premium on Performance At a glance At 8.2% per year, insurers’ TSR was distinctly average for the past five years. Top-quartile ...

Bain & Co : How Insurance Consumers Are Responding to Covid-19

Executive summary : Beyond Covid-19’s toll on human health, the pandemic and subsequent lockdowns have led to harsh economic conditions for many people. This turmoil has ...

Insurance Council of Australia : General Insurance Code of Practice

Executive summary: Life can be unpredictable. Insurance can help protect you from life’s unpredictability. Some of the ways general insurance can protect you are: for loss or ...

BCG : The Building Blocks of Bionic Distribution in Insurance

Executive summary: In the midst of this unprecedented crisis, insurers have the opportunity to transform and create sustained value, but they must move quickly, be bold, and focus ...

Strategy& : Japan’s Insurance Sector post-COVID Where to From Here?

Executive summary : As of May 2020, Japanese insurers have mobilised rapidly in response to the COVID-19 pandemic. The sudden decrease in global interest rates and significant ...

Latin America Insurance Fund – In conversation with its founders and team

The insurtech ecosystem in Latin America has been developing in the past years, although it is still in an early stage. When we analyze each country separately, the gap between ...

Memories of the InsurTech LatAm Forum 2020: Latin American Forum of Insurance Innovation

In the second week of October of 2020, one of the most important events of the insurance industry in Latin America took place, the Insurtech LatAm Forum 2020. The event was held ...

CURATED INSURTECH NEWS | What’s going on in the D-A-CH region?

What is new and what is hot in the FinTech and InsurTech space? I have selected some interesting and groundbreaking news and information from the past few months from startups and ...

Healthcare and Insurance – Should we try to incentivise the ‘right’ behaviours through technology? Part 2/2

This is part 2 of the interview. Please find part 1 of the interview here. Uli Kleber, TDI News Correspondent for Germany and Switzerland, got together with Professor Henriette ...

Mapfre : Financial inclusion in insurance

Executive summary : The concept of financial inclusion is the process through which a society has access to different financial services (credit, savings, insurance, payment and ...

Clyde & Co : The future of insurance Australia

Executive summary : Around the world, restrictions that were put in place to contain the spread of coronavirus (COVID-19) have started to relax. For many businesses, including ...

IFC: COVID-19 and the Insurance Industry: Why a Gender-Sensitive Response Matters

Executive summary : Even before the COVID-19 crisis began, women in emerging markets were more likely to be financially excluded. Financial exclusion is a problem For example, ...

Bain & Co: Insurers now need bigger, bolder digital moves

Executive summary : Despite extensive transformation plans pursued by many major insurance companies, progress has been slow for the industry over the past few years. Customer ...

Oliver Wyman: How insurance risk functions should respond to COVID-19

Executive summary : The coronavirus (COVID-19) is affecting insurers in a unique way, as it impacts both the asset and liability sides of the balance sheet and threatens business ...

Avenga : Digital insurance: Opportunities and challenges for insurance companies in the digital world

Executive summary : For a long time, insurance companies were not taking advantage of the opportunities offered by digitisation. This, however, has massively changed in recent ...

PWC : COVID-19 and the Insurance Industry: Issues and actions to consider

Executive summary : The World Health Organisation declared the coronavirus (COVID-19) to be a global pandemic on March 11, 2020, escalating from a declaration of a public health ...

EY: How China’s insurance industry can emerge stronger after COVID-19

Executive summary : China’s insurance industry helped to mitigate the damage caused by COVID-19. How will the industry evolve further in the economic recovery? China was swift to...

The reality of InsurTechs in Brazil v the rest of Latin America

Digital Insurance LatAm is the first strategy consulting firm specialized in innovation and digital transformation. Digital Insurance LatAm conducted an in-depth study of ...

Fraud and technology in insurance

Fraud has been one of the historical problems associated with insurance, however, never since the invention of policies and current insurance systems has it been so viable to ...

Insurance brokerage in the digital age: Disruption is here

Insurance intermediaries have played a leading role in the development of the insurance industry since its inception. They have been in charge of distributing and marketing ...

EY: How the insurance industry can boldly shape a more sustainable future

Executive summary : Why the insurance industry must play a more critical role in combating the climate crisis and improving sustainability. Gaining traction As climate change gains...

PWC: Ready and resilient: Insurance strategy for a COVID-19 world

Executive summary : With the arrival of the COVID-19 pandemic, insurance companies found themselves in the centre of the storm. In a matter of hours and days (not weeks), many ...

McKinsey: What insurers can learn from China’s continuing COVID-19 recovery

Executive summary : COVID-19 presents unprecedented challenges for the global economy. China was the first country to shut down in response to the pandemic, and it was the first to...

OECD: Insurance sector responses to COVID-19 by governments, supervisors and industry

Executive summary : The spread of COVID-19 and the measures implemented to reduce its transmission are having (and will continue to have) significant impacts on the (re)insurance ...

McKinsey: How insurance can prepare for the next distribution model

Executive summary : The COVID-19 pandemic is profoundly affecting how people engage with one another across industries and geographies. Physical distancing and other quarantine ...

Deep dive: Japan’s InsurTech boom

Japan is a place of contrasting fortunes for life insurers. As the world’s third-largest economy, and a country of 120m with an average lifespan of 84 years, Japan is blessed ...

BIS: Insurance regulatory measures in response to Covid-19

Executive summary : Insurance regulatory measures in response to COVID-19 Currently, insurers are more likely to experience losses from financial market volatility than from higher...

Mayer Brown: COVID-19 Impact on Insurtech: Considerations for Insurtech Companies, Their Investors and Traditional Insurers

Executive summary : Acceleration of Existing Trends While the COVID-19 crisis has many insurtech players reconsidering their short-term needs and long- term strategies, what has ...

Osborne Clark: The future of insurance in Asia-Pacific

Executive summary : Insurtech in the digital era: the growing investment and opportunities in Asia Like many sectors of the economy, the insurance industry is affected by ...

CURATED INSURTECH NEWS | What’s going on in the D-A-CH region?

What is new and what is hot in the Fin- and InsurTech space? I have selected some interesting and groundbreaking news and information from the past few months from start-ups and ...

Healthcare and Insurance – Should we try to incentivise the ‘right’ behaviours through technology? Part 1/2

Uli Kleber, TDI News Correspondent for Germany and Switzerland, got together with Henriette Neumeyer and Lukas Naab. Henriette is a medical doctor who now runs the Master of ...

Regulation and InsurTech in Taiwan – In conversation with Gen Re’s Yih-Fen Tseng

Yih-Fen Tseng, General Manager, Gen Re Taiwan Yih-Fen joined Gen Re in Cologne in 1996 and has been the General Manager of the company’s Taiwan Branch since July 2016. ...

CXA’s founder on re-imagining the employee benefits ecosystem

CXA Group is notable for its hybrid approach to employee benefits, one that combines technology with traditional life and health insurance. Established in 2014, CXA Group aimed to ...

Pulse by Prudential: The future of healthcare

Human beings may crave the trappings of wealth, but ultimately place greater value on good health in order to enjoy it. The world’s population is living longer than ever before. ...

Altus: Impacts of COVID-19 on insurance businesses

Executive summary : Having read numerous press articles and stories across social media channels and heard a few personal stories myself, the insurance industry is getting a pretty...

Oliver Wyman: How European Insurers can manage the impact of COVID-19

Executive summary : The World Health Organisation declared the COVID-19 a public health emergency on January 30, 2020, as the pandemic spread across the world, threatening the ...

Accenture: COVID-19: Navigating the human and business impact on insurance carriers

Executive summary : The COVID-19 pandemic is a global health emergency on a scale not seen in generations. Already it has disrupted the global economy and thrown the future of ...

EXL: Adaptive framework to manage risk during COVID-19

Executive summary : For insurance leaders, the full impacts of the COVID-19 pandemic will unfold over the coming months, but the rapid evolution of the crisis is forcing ...

EIOPA : Call to action for insurers and intermediaries to mitigate the impact of Coronavirus/COVID-19 on consumers

Executive summary : EIOPA recognises the unprecedented situation which has arisen as a result of the Coronavirus/COVID-19 outbreak and is closely monitoring the situation as it ...

KPMG: COVID-19: the global insurance response

Executive summary : Broadly speaking, the COVID-19 virus is sweeping westwards across the world – beginning in China at the end of 2019, reaching Europe from February/March 2020,...

Beyond Insurance – a nova estratégia para o sector?

Há cerca de 3 anos começou-se a ouvir falar de beyond insurance. Grandes grupos internacionais estão a desenvolver estratégias que passam por montar ecossistemas beyond ...

Ageas INsure – Open Innovation. Speaking of innovation with Nuno Horta

Vincent Van de Winckel ( VVdW ): The Ageas Group is present in 14 countries, 5 in Europe and 9 in Asia. In Portugal, the group stands in the top 3 of insurance groups. Ageas...

Beyond Insurance – the new strategy for incumbents?

About 3 years ago, we started to hear about beyond insurance. Large international groups are developing strategies to build beyond insurance ecosystems, managed through digital ...

Capgemini and Efma: World Insurance Report 2020

June 2020 featured report: The digital world is not only catching up with society, it is rapidly overtaking and influencing every aspect of our lives. Most of us readily engage ...

Bertelsmann Stiftung: #SmartHealthSystems International comparison of digital strategies

Executive summary: Digital innovations in healthcare systems can prove crucial to improving healthcare. provision. Digital solutions can improve patient safety and treatment ...

Oxbow Partners – Technology Vision for Insurance 2018

Executive summary: The challenges of engaging effectively with emerging technology led businesses Spotting the winners is just the start: it’s what happens next that matters. In ...

Swiss Re: COVID-19 Consumer Survey – Financial anxiety grows, demand for insurance products accelerates across APAC

May 2020 featured report: More than a quarter (27%) of consumers feel overwhelmed and anxious about their financial futures, according to new research from Swiss Re. The research, ...

KPMG: COVID-19: the global insurance response

April 2020 featured report This month’s featured report is one of a wealth of reports produced by KPMG into the impact of COVID-19 on the global insurance industry. The ...

Raconteur: Future of insurance

Executive summary Climate-change risk to the insurance sector has never been greater. Weather anomalies are now commonplace: the past year alone saw unprecedented wildfires in ...

EY: NextWave Insurance – large commercial and reinsurance and how insurers can redefine the possible on the journey to 2030

Executive summary The large commercial and reinsurance industry finds itself simultaneously at serious risk of disruption and on the precipice of critical transformation. While ...

TCS: Driving adoption to maximise the ROI from your digital investments

Executive summary Life insurance and pension providers are aware that they are playing catch-up in terms of providing consistent, positive, and efficient customer experiences. ...

PWC: Transforming health insurance in India via a digitally enabled Ayushman Bharat

Executive summary The global health insurance industry is in a state of rapid transition owing to multiple factors such as an increased focus on healthcare by governments across ...

The transformation of insurance companies in the digital age, from a claims management perspective

“Insurance companies’ transformation in the digital age, from a perspective of claims, is necessary for us today and must become a job for everyone, where we must be ...

Transformación de las Compañías de Seguros en la Era Digital Desde una perspectiva de la atención de siniestros

“La transformación de las compañías de seguros en la era digital, desde una perspectiva de la atención de siniestros, son menester para nosotros en la actualidad y debe ...

Digital transformation of the insurance industry following COVID-19: Ecosystems and InsurTechs

COVID-19 created a world crisis that is challenging our way of life because the pandemic restricted mobility and interactions among people, and that changes everything; the way of ...

KPMG: General Insurance Industry Review 2019

Executive summary KPMG’s General Insurance Industry Review 2019 includes the financial results up to 30 June 2019 of all Australian general insurers. The format, content and ...

Geneva Association: The Role of Trust in Narrowing Protection Gaps

Executive summary The Geneva Association 2018 Customer Survey, conducted in seven mature economies, reveals that for half of the respondents an increased level of trust in ...

EY: 2020 Global Insurance Outlook

Executive summary Setting the context: The fundamentals and forces shaping the market Low interest rates, stagnant growth and the growing likelihood of a global recession define ...

KPMG: The South African Insurance Industry Survey 2019

Executive summary Governance and Individual Accountability Hiding behind the Accountability veil Conduct regulation was recently introduced into South Africa. It manifests itself...

Digital health claims and next generation TPAs

In this article, alongside Gen Re’s Liang Chen and Weibo Chan, we consider some of the developments taking place within the critical function of claims processing. We also ...

In conversation with Sanjeeb Kumar, CEO at Gen Re India

Sanjeeb Kumar, CEO, General Reinsurance AG, India Sanjeeb Kumar is the CEO of General Reinsurance AG (Gen Re), India. He has over 30 years of experience in the ...

EY: 2020 Brazil Insurance Outlook

Article Synopsis : Powerful forces are driving trends in the insurance market within Brazil. Interest rate and exchange rate volatility is limiting growth while inflation and ...

CB Insights: Global Fintech Report Q3 2019

Article Synopsis : As usual, the CB Insights Global Fintech Report featured some interesting numbers. Big money For Q3 2019, the report found that fintech funding had peaked at ...

Tallt: Evolving the art of the possible- Organic innovation in insurance

Article Synopsis : This report from Tallt says we should stop comparing the insurance market to that of banking. Banking innovation has focused on delivering new and better ...

CURATED INSURTECH NEWS | What’s going on in the D-A-CH region?

What is new and what is hot in the InsurTech space? I have selected some interesting and groundbreaking news and information from the past few months from startups and incumbents ...

How to move from an ego system to an ecosystem – In conversation with Moshe Tamir, Founder of Tel Aviv innovation builder Axell

How do insurers tackle innovation in a connected world? Uli Kleber, The Digital Insurer’s Germany News Correspondent, connects with Moshe Tamir who is perfectly positioned to ...

TDI PoV: The future of personal lines insurance

In this TDI Point of View (PoV), which is a mini whitepaper series where industry experts present their point of view on a subject related to digital insurance, Frederik Bisbjerg ...

Infosys: Ping An – China’s insurance innovator

Article Synopsis : Ping An is the biggest insurance company in China with 184 million retail customers and 538 million registered internet users. Its operating profit grew by 19%...

Cognizant: Setting up a successful insurance venture

Article Synopsis : Today’s insurance industry is a product of all that came before it. But it is at an inflection point. Traditional risk management is being redefined and an ...

In conversation with Dirk Nieder, Regional Director of Gen Re’s Life/Health business in North East Asia

Dr Dirk Nieder, FSA, MBA This month we speak to Dirk Nieder, Regional Director of Gen Re’s Life/Health business in North East Asia. Dirk has been with Gen Re ...

McKinsey: The productivity imperative in insurance

Article Synopsis : The continued low-interest environment has hit insurance in mature markets hard, particularly life insurance carriers. As a result, most are failing to make ...

Swiss Re: Digital transformation in China- on the crest of a wave

Article Synopsis : Digitalisation, and e-commerce in particular, has become the main engine of China’s economy. The move to digital has introduced new risk pools, such as ...

FWD goes open source with Red Hat

FWD Insurance has embraced open source technology by partnering with Red Hat to face growing traditional and non-traditional competition. With this, it wants to break its rel...

值得关注的创业公司: 悟空宝和百度的阿波罗

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Nucoro targets insurers with wealth management technology

Fintech Nucoro has announced the extension of its wealth management focused white-labelled technology to the insurance sector.

According to Nucoro, combining insurance...

Nucoro targets insurers with wealth management technology

Will tech save health insurance?

The Health at a Glance study, released on November 7 by the OECD, reveals that Portuguese families have to pay more and more to care for their health. Paying 28% of total health ...

Poderá a tecnologia salvar o seguro de saúde?

O estudo “Health at a Glance”, divulgado a 7 de novembro pela OCDE, revela que as famílias portuguesas têm de pagar cada vez mais para cuidar da sua saúde. Ao pagar 28% do ...

Flashback no Web Summit 2019

Alguns factos e números Quem esteve em Lisboa entre 4 e 7 de novembro terá sentido uma atmosfera hype, hiperactiva, cosmopolita e frenética na cidade. Durante 4 dias e 4 noites ...

Web Summit 2019 flashback

Some facts and figures Those who were in Lisbon between November 4th and 7th will have felt a hype, hyperactive, cosmopolitan and frenetic atmosphere in the city. For 4 days and 4 ...

A transformação digital dos seguros e o papel da APS – Entrevista de José Galamba de Oliveira – Presidente da APS, Associação Portu...

Vincent Van de Winckel (VVdW): Participou no arranque de um banco iminentemente tecnológico, do qual continua administrador não executivo (BIG – Banco de Investimento ...

The digital transformation of insurance and the role of APS – An interview of José Galamba de Oliveira

Vincent Van de Winckel ( VVdW ): You took part in the start-up of an imminently technological bank, of which you are still executive director (BIG – Global Investment Bank). ...

Panorama Insurtech em Portugal: 2019

O Insurtech em Portugal tem vivido um período de desenvolvimento com um dinamismo acelerado. Qualquer player poderá trazer inovação para o sector, mas é indubitável que as ...

Global Longevity Governance Landscape: 50 Countries Big Data Comparative Analysis of Longevity Progressiveness

Article Synopsis : Singapore healthcare system beats that of the United States in terms of efficiency, affordability and quality, according to the Global Longevity Governance ...

The four trends that define insurance in 2020

Article Synopsis : A new report from Deloitte has identified four fronts that insurers must campaign if they are not to be left behind by the digital blitzkrieg. New world, new ...

Insurtech Panorama in Portugal: 2019

Insurtech in Portugal has been experiencing a period of development with an accelerated dynamism. Any player can bring innovation to the industry, but there is no doubt that ...

Trends Report 2019

Article Synopsis : Whether you believe it or not, says Tällt, the tech giants Google, Amazon, Facebook or Apple (GAFA) will be moving in on the industry in the very near future....

Millennials & Modern Insurance: Changing the way millennials think about insurance

Article Synopsis : It was WebMD that discovered in 2016 that millennials are more likely than generation X or baby boomers to favour speed and convenience from healthcare ...

CURATED INSURTECH NEWS | What’s going on in the D-A-CH region?

What is new and what is hot in the InsurTech space? I have selected some interesting and groundbreaking news and information from the past few months from start-ups and incumbents ...

The dating platform for insurance – Insurlab Demo Day 2019

Björn Crüts, Strokemark’s Chief Scientific Officer, is in a happy mood: “We have just closed a contract in Tel Aviv with one of the world’s largest medical device ...

‘FinTech meets InsurTech’ – Breakfast with Samarth Shekahr and Karl Heinz Passler

As FinTech and InsurTech are growing up and value propositions are sharpened, startups look outside to discover how their business models can be applied to new opportunities beyond...

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The Post-Digital Era Is Upon Us: Get ready for what’s next in insurance: Accenture Technology Vision for Insurance 2019 – Accenture

Article Synopsis : Digital transformation is changing more than just the platforms insurers use to interact with customers. It is changing the whole relationship. It lists a ...

LIVEFEST 2019 – Asia & ANZ Startup InsurTech Award

Watch Asia & ANZ Startup InsurTech Award session at The Digital Insurer LIVEFEST 2019.

LIVEFEST 2019 – Europe Startup InsurTech Award

Watch Europe Startup InsurTech Award session at The Digital Insurer LIVEFEST 2019.

LIVEFEST 2019 – North America Startup InsurTech Award

Watch North America Startup InsurTech Award session at The Digital Insurer LIVEFEST 2019.

Looking back to see the future of insurance

A novel business model to provide insurance Back in the 19th century coffee shops of London, ship and cargo owners would look for underwriters to insure their assets. The value ...

Rick Huckstep talks to InsurTech start-up InShare about optimising the insurance value chain

TDI Talks! With Anders S. Rosenbeck, CEO @ Tia Technology

In conversation with Anders S. Rosenbeck from Tia Technology, who shares his insights and his point of view on the technology platform that TIA has developed to support clients on ...

Dr. Schanz, Alms & Company: MENA Insurance Pulse 2018

Article Synopsis : Insurance markets in the Middle East and Northern Africa (MENA), continue to grow faster than the region’s GDP in the next year, according to the MENA ...

Dr. Schanz, Alms & Company: Emerging Asia Life Insurance Pulse

Article Synopsis : What is good for insurance isn’t usually good news for the individuals who are purchasing it. And so this is the case in emerging Asia, according to research...

Africa Reinsurance Pulse 2019

Article Synopsis : The African reinsurance market is less enthusiastic about the coming 12 months than it was a year ago and anticipates the influence of both economic and ...

Tallt: InsurTech 100

Article Synopsis : Here is the Insurtech 100, an index of what might be considered the greatest movers and shakers in the insurtech universe at the current time. These are the ...

Wells Fargo: The Rise of Fintech And the Frontier of Finance

Article Synopsis : This Wells Fargo paper looks at the opportunities and risks presented by the presence of fintech – or insurtech – in the financial services industry. ...

TDI LIVEFEST 2019 Europe Startup InsurTech Award Winner – KASKO2GO

Congratulations to KASKO2GO! After listening to presentations from four Digital Insurer Startup InsurTech Awards finalists, and taking part in a Q&A panel session, purely ...

InsurTech focus – Ping An

Insurtech is gradually being implemented within the Chinese insurance industry, overhauling inefficient processes and allowing the development of new and better products that ...

Interview: Paul Prendergast, Blink insurance

This month we speak to Paul Prendergast, CEO and co-founder of Blink, a flight cancellation InsurTech that focuses on real-time seamless resolution of claims. Q.1 What was the ...

InsurTechs to watch: Wu Kong Bao and Baidu’s Apollo

Following on from the main feature that looks at the effective establishment of parametric insurance and autonomous vehicles (AVs) into the psyche of the Chinese insurance market, ...

InsurTech focus – Axinan

Axinan is a full stack InsurTech firm focused on enabling the delivery of smart, digital insurance for the digital economy. Its focus is embedded within its name – taken from ...

KPMG: Operational excellence in insurance- Performance, digital and customer experience

Article Synopsis : It is no surprise that insurers are declaring they have yet to make significant gains in operational efficiency. Every survey tells us that a lack of process ...

Bank of England: Embracing the promise of fintech

Article Synopsis : The economy is becoming digital and fintech is just one aspect of this evolution/revolution. Innovation is happening more often and more rapidly as technology ...

Leaving the pack behind: InsurTech digital platforms

Decoupling insurance from its legacy constraints Today, as InsurTech matures into the mainstream, we are seeing the evolution of new insurance models and the decoupling of the ...

Rick Huckstep looks at the new generation of insurance platforms

InsurTech of the month: Bihubao

Most InsurTechs choose to focus their efforts on a specific part of the industry, be it aggregation, claims or vertical-based customisations. There are, of course, some exceptions....

The Next Chapter: AXA XL Group

In 2018, AXA acquired XL Catlin for US$15bn. The acquisition came during the time when the insurance industry was facing digital disruption and changing the regulatory landsc...

Is the insurance organisation ready to burn the boats?

Changing the insurance organisation is a leap of faith One reason that insurers have felt insulated from fundamental change is that the threat from competition has only come from ...

DNB: Vision for the future of the Dutch insurance sector

Article Synopsis : This paper looks at the insurance sector in the Netherlands and ultimately comes to a very similar conclusion to the Hogan Lovells paper on the North American ...

Protecting the world in your pocket

The smartphone has become, arguably, today’s most prized personal possession and the reason is simple. It’s not because people love fondling it, or taking pictures of their l...