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TDI Point of View: The Future of Personal Lines Insurance

Article Synopsis :

Our featured report this week comes from TDI Academy. It is the first white paper from a series that will be known as Point of View.

 The Digital Insurer reviews The Digital Insurer’s Report on TDI Point of View: The Future of Personal Lines Insurance (TDI)

Personal lines insurers must adapt or face being left behind 

It focuses on personal line insurance and looks at what must change for the transformation to digital.

It suggests there is no reason for the tech giants like Google, Amazon and Alibaba not to enter into the market.

This does not necessarily mean the end of days for the incumbent insurers, but if they are to survive, they must make some strategic choices. And very soon.

Those various choices include: platform provider; niche product provider; boutique provider; raw capacity provider; underwriting specialist; and technology provider.

Insurers can’t expect to take on all or even most of these roles. The old days of one size fits all will not persist and specialists will be expected to stick to their knitting.

Any decision will require optimisation of processes and a change of business models.

This video looks at the choices that incumbents face if they are to hit upon a winning sustainable strategy.

Link to Full Article:: click here

Digital Insurer's Comments

Time is running out before the tech giants start to encroach into the insurance world.

Incumbents must find the right strategy to allow them to continue their business in a sustainable and profitable way.

This video gives an interesting insight into the various options facing incumbents.

Coming in at under 20 minutes, this discussion could change the way you view your business – and you’ll still have time for lunch.

Link to Source:: click here

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