North America

Articles

Library: Swiss Re – US property & casualty outlook: higher premiums and interest rates could offer insurers respite this year

2022 was a difficult year for the US P&C industry: claims severities surged with inflation, natural catastrophe losses were elevated for a sixth straight year, and the lowest ...

Library: Forbes – Here’s how much life events can alter auto insurance rates

It should come as little surprise to anyone that recent bouts of inflation, extended supply- chain shortages, and more drivers taking to the road in the post-pandemic era have ...

USAA – InsurTech analysis research deck

USAA was founded in 1922 when 25 US Army officers decided to insure each other’s vehicles. Over time, their tiny organisation has grown to serve millions in the US mili...

OpenLegacy: TDI InsurTech Innovation Award 2021 finalist pitch deck and video

OpenLegacy is a finalist of The Digital Insurer 2021 InsurTech Innovation Awards. Below is the finalist deck used by the company during the Award finals held in partnership w...

TDI LIVEFEST 2019 North America Startup InsurTech Award Winner – INSURIFY

Congratulations to INSURIFY! After listening to presentations from four Digital Insurer Startup InsurTech Awards finalists, and taking part in a Q&A panel session, purely ...

TDI and SMA announce alliance partnership for North America and launch Global Survey on General Insurance

TDI SMA Partnership Announcement The Digital Insurer (TDI) and Strategy Meets Action (SMA) are pleased to announce a strategic alliance in North America to accelerate the digital ...

Livefest 2018 North America Insurance Innovation Award Pitch – Verisk

Verisk Award Pitch for North America Insurance Innovation awards by Elizabeth Casas, Managing Director Energy & Insurance, Verisk

TDI LIVEFEST 2018 North America Insurance Innovation Award Winner – VERISK

Congratulations to Verisk! After listening to presentations from four Digital Insurer Insurance Innovation Awards finalists, and taking part in a Q&A panel session, purely ...

Global LiveFest Digital Innovator Richard Leftley – Reaching New Insurance Consumers

This article on the development of microinsurance for emerging consumers is by Richard Leftley, the founder & CEO of MicroEnsure, and one of The Digital Insurer’s Digital ...

The US Market

The market As over 70% of TDI subscribers are based outside the US, we’ll kick off with a primer. The US insurance market is by far the largest in the world, representing a ...

Global LiveFest Digital Innovator Nick Pester – We need to talk about… disruption

Nick Pester, Capital Law Partner, Head Of Insurance & InsurTech is one of The Digital Insurer’s Digital Innovators for Europe at our Global LiveFest 2018. We need to talk ...

Global LiveFest Digital Innovator Matteo Carbone – Five Dispatches From InsurTech Survival Island infographic

This article is co-authored by Matteo Carbone, Director of the IOT Insurance Observatory, and one of The Digital Insurer’s Digital Innovators for Europe at our Global ...

Digital Insurance – It’s not about the technology

It has to be all about the customer Introduction When Michael Reid asked me if I’d be willing to write this article for the ALUCA (Australasian Life Underwriting and Claims ...

Cybersecurity in the Insurance Call Center: They Can’t Hack What You Don’t Hold

We all know that the U.S. has a number of different data privacy regulations, like HIPPA and the Social Security Number Protection Act. But, did you know that there is no ...

Can InsurTech be disruptive without causing disruption? 360Globalnet tell me how!

In the 21st century, there is no doubt that the world of insurance has gone digital. But there is more to it than just “going digital”. The latest generation of ...

Atidot – fortune telling for the insurance industry

In the world of InsurTech, there are Distribution players and there are Data players. When I look at the Data players, I see that they are essentially doing two things. First, they...

The InsurTech Spectrum – the 7 colours of digital innovation

It is almost a year since I published my first post on Daily Fintech and this one is my last. The subject back then was simply ‘where’s the Insurance Tech in Fintech?’ One ...

“Show Me the Data”… the New UBI Mantra

With the proliferation of telematics devices, whether aftermarket or factory installed, and mobile tracking and recording apps, the era of the connected vehicle is upon us – and ...

Google Insurance – ready to launch in the United States?

Google is expanding its insurance distribution capabilities Following some excellent primary research by Forrester analyst Ellen Carney it is becoming clearer that Google is close ...

The digital Insurer reports on google's entry into car insurance

Digital thinking for product bundling in insurance

This article from guest author, Sathyanarayanan Sethuraman, looks at the practice of product bundling in the United States. It examines ways to move away from using price as the ...

Product bundling in insurance from The Digital Insurer

Digital Innovation & big data – Community insurance for fertility treatment

On 8th August 2013 The Glow app was launched with personal backing from Max Lechvin a founder of PayPal. The Glow app is an ambitious attempt to improve the world’s ...

Glow big data and a digital app transform fertility insurance

Cigna gets digital

A short article looking at how Cigna in the United States is making some bold steps in deploying a well thought out digitally enable customer centric engagement strategy. Digital ...

The World’s Digital Insurance Awards 2023 – AMERICAS Finals

We are excited to welcome you to the World’s Digital Insurance Awards 2023 – Americas. For the 8th year, TDI is running the Awards and this year will be bigger and better with ...

2016 EY US life-annuity insurance outlook – EY Report

Article Synopsis : 2016 is expected to be a challenging year for the US Life-Annuity market with fundamental changes from rapid technology advances, rising customer ...

Acculitx – Comprehensive Driver Scoring and Risk Assessment

FID Seguros – Winner Insurer Innovation Awards 2022 AMERICAS

Watch Award Winning Pitch The Insurer Innovation Awards recognise outstanding established insurers & reinsurers who are proud of their digital innovations. We received larger ...

2017 Insurance Outlook – Deloitte Report

Article Synopsis : In addition to macroeconomic, social, and regulatory changes likely to impact the industry, insurers are coping with digital game-changers including the ...

ForMotiv – Winner InsurTech Innovation Awards 2022 Americas

Watch Award Winning Pitch The InsurTech Innovation Awards are for InsurTechs in any category (value chain innovations or new digital business models). We have received a large ...

The World’s Digital Insurance Awards 2022 – Americas Finals

We are excited to welcome you to the World’s Digital Insurance Awards 2022 – Americas. For the 7th year, TDI is running the Awards and this year will be bigger and better with ...

Sun Life – Insurer Innovation Awards 2022 finalist pitch video and deck

Sun Life is a finalist in The Digital Insurer 2022 Insurer Innovation Awards. Watch Kate Subak, AVP, Strategy, Business Growth and Client Experience, Prospr talk about omni ...

Adlib – Automated data capture

Adlib is tackling one of the most vexing questions facing aspiring digital insurers today. Specifically, how to make sense of terabytes of unstructured data spewing out from ...

Nationwide’s Partner Platform – Insurer Innovation Awards 2022 finalist pitch video and deck

Nationwide’s Partner Platform is a finalist in The Digital Insurer 2022 Insurer Innovation Awards. Watch Rebecca Nickoll, Director, Strategic Partnerships Digital Platform,...

2017 US P&C Insurance Outlook – EY Report

Article Synopsis : The US P&C industry is at an inflection point. A dynamic technology landscape and policy changes proposed by the new Trump administration require P&C ...

Liberty Mutual Insurance – Insurer Innovation Awards 2022 finalist pitch video and deck

Liberty Mutual Insurance is a finalist in The Digital Insurer 2022 Insurer Innovation Awards. Watch Vanessa Fellman, Portfolio Product Owner, Digital Customer Experience, ...

The Hartford – Insurer Innovation Awards 2022 finalist pitch video and deck

The Hartford is a finalist in The Digital Insurer 2022 Insurer Innovation Awards. Watch Mike Stokes, AVP, PL and Claim Digital Experience, The Hartford talk about worker comp ...

2019 Insurance M&A outlook: Positioning for growth

Article Synopsis : Deloitte anticipated growth in the deal flow for insurance M&A. Though it expected a couple of large $5 billion deals, most were thought to be in the sub ...

Roadzen – InsurTech Innovation Awards 2022 finalist pitch video and deck

Roadzen is a finalist in The Digital Insurer 2022 InsurTech Innovation Awards. Watch Ankur Kamboj, COO, Roadzen, talk about leader at the intersection of mobility, AI & ...

Aflac Corporate Ventures

Supplemental insurance provider Aflac has announced the launch of Aflac Corporate Ventures, which will raise $100 million by 2020 to invest in early-stage companies developin...

Pinpoint Predictive – InsurTech Innovation Awards 2022 finalist pitch video and deck

Pinpoint Predictive is a finalist in The Digital Insurer 2022 InsurTech Innovation Awards. Watch Scott Ham, CEO, Pinpoint Predictive, pitch individual loss predictions on consumers...

Kin Insurance – InsurTech Innovation Awards 2022 finalist pitch video and deck

Kin Insurance is a finalist in The Digital Insurer 2022 InsurTech Innovation Awards. Watch Adam Sturt, Senior Vice President of Underwriting and Analytics, Kin Insurance, pitch ...

Journey Sports – InsurTech Innovation Awards 2022 finalist pitch video and deck

Journey Sports is a finalist in The Digital Insurer 2022 InsurTech Innovation Awards. Watch Oscar Garza Lopez Portillo, CEO & Cofounder, Journey Sports, pitch embedded & ...

Attestiv – InsurTech Innovation Awards 2022 finalist pitch video and deck

Attestiv is a finalist in The Digital Insurer 2022 InsurTech Innovation Awards. Watch Nicos Vekiarides, CEO and Co-Founder, Attestiv, talk about fraud protection via blockchain ...

AIG pumps up digital at asset-management unit

In Q2 2017, AIG’s Valic, its digital services unit reached US$99.2bn from US$95.2bn in assets under management at the start of the year. Although AIG has invested plent...

Airsurety – Instant travel life insurance

Airsurety is a New York based startup focusing on accidental deaths that take place during air travel and offers affordable, instant and easy to purchase term life insurance ...

Enhancing the Digital Experience and Delighting Customers: A Solution Spotlight on OneShield Software

Watch Webinar Replay Watch this 60 minute Solution Spotlight on OneShield Software webinar to learn about this incredible journey to digitalization. View the slides ...

Allianz builds digital wealth management with Moneyfarm

With an aim of deepening its digital wealth management capabilities, Allianz has become the largest minority shareholder of Moneyfarm, a digital wealth manager. The partnersh...

Allianz declares strategic partnership with American telehealth platform

A Boston-based telehealth platform called American Well has received US$59.2m investment from Allianz X, the digital investment unit of Allianz. The partnersh...

Event: Data + AI = Transformation

The opportunities to harness both data and AI for advantage in commercial lines are enormous. The industry has a rich set of data, and the sources and volumes of data continue to ...

Allstate has developed a series of games and videos targeted at teenage drivers

Securing the Digital Experience: Implications for Insurers

Insurers are in the middle of a multi-year transformation focused on the digital experience, accelerated by lessons learned from the pandemic and shifting customer expectations. ...

Allstate Rewards, a new program to promote safe driving

Agents of the Future: The Evolution of Distribution – McKinsey

Article Synopsis : The emergence of digital technology and platforms like smart phones, tablets, and cloud-based systems are going to significantly impact the distribution channel...

Allstate Rolls Out New Mobile Drive-in Inspection Center

Allstate uses telematics to offer discounts to drivers

Amazon Alexa and Echo – Embodiment of the go to AI

Alexa is Amazon’s pioneering virtual assistant that powers Amazon’s Echo and other voice recognition devices. The current functionality allows user to ask simple questi...

Virtual Event: The Insights to Solutions Series | Digital Priorities – Commercial Lines

Strategy Meets Action and The Digital Insurer have joined together to offer insurers an innovative and comprehensive virtual event that goes well beyond the traditional webinar ...

American Family Insurance Promotes Use of Smart Home Technology

Watch Replay: Reinventing the Insurance Customer Journey

Reinventing the Insurance Customer Journey ...

Annexus Ventures

Annexus Ventures is the venture capital arm of Annexus Retirement Solutions, focused on making early investments in InsurTech, FinTech and software startups. It offers a weal...

Aon and Zesty.ai Partner to Enhance Property Underwriting with AI Data

Aon and Zesty.ai together have entered into a strategic alliance to leverage artificial intelligence to upgrade Aon’s underwriting capabilities.

According to Aon, Zest...

Aon and Zesty.ai Partner to Enhance Property Underwriting with AI Data

Analysis of US P&C Insurance Customer-Facing Mobile Apps – Cognizant

Article Synopsis : Advancements in mobile tech and a growing array of smartphone-app toolkits present fresh options to carriers struggling with digital customer engagement. “An...

Arceo.ai Launches to provide Insurance Carriers Cyber Resilience Solutions

Arceo.ai enables insurance carriers to automate and enhance their cyber insurance solutions, while simultaneously increasing the security of their enterprise clients through ...

Argo Risk Tech – Leveraging IoT to Reduce Risk

Insurers are increasingly interested in promoting internal rather than external disruption, that is, to take advantage of emerging trends and business models themselves befor...

Assurance – Proposal visualization platform

Assurance is a US based company that helps brokers and agents sort and identify the best life insurance policy for each client’s needs by visualizing different guarante...

Assurant Invests in Mojio to Explore Digital Protection and Support Solutions for Vehicle Owners and Partners

Assurant, Inc is partnering with Mojo, a technology platform and SaaS provider for connected cars to explore digital protection and support solutions for vehicle owners and a...

Avibra app integrates well-being and life insurance

Launched in 2019 by Yogesh Shetty, the Avibra app offers a solution that fully integrates both everyday well-being and life insurance protecti...

Avinew, the InsurTech Company for the Age of Autonomous Vehicles, Raises $5 Million in Seed Funding Led by Crosscut

Avinew a Calif.based Insurtech startup specializing in insuring autonomous and semi-autonomous vehicles has announced the raising of $5M in seed funding.

Avinew is des...

Avinew, the InsurTech Company for the Age of Autonomous Vehicles, Raises $5 Million in Seed Funding Led by Crosscut

Virtual Event: The Insights to Solutions Series – Digital Underwriting, Register now

Strategy Meets Action and The Digital Insurer have joined together to offer insurers an innovative and comprehensive virtual event that goes well beyond the traditional webinar ...

Aviva Ally Launches for Commercial Insurance Brokers

Aviva Canada announced the launch of Aviva Ally, a solution that provides commercial insurance brokers with a variety of ways to submit their small business insurance applica...

AXA accelerates payer-to-partner strategy with acquisition of Maestro Health

AXA has acquired Maestro Health, a Chicago-based US health benefit administration digital company for a total consideration of US$155m. It will operate as a 1...

Virtual Event: THE INSIGHTS TO SOLUTIONS SERIES – DIGITAL DISTRIBUTION

Strategy Meets Action and The Digital Insurer have joined together to offer insurers an innovative and comprehensive virtual event that goes well beyond the traditional webinar ...

Watch Replay: Securing the Digital Experience – Implications for the Insurers

Watch the Replay

AXA signs multi-year agreement with Oscar Health

Oscar has entered into a multi-year quota-share reinsurance transaction with AXA’s International Employee Benefits (IEB) division. The partnership comes...

Webinar: Drive Growth by Reinventing Agent – Carrier workflow using Salesforce

Watch Webinar Replay Watch this Insights to Solutions Spotlight session to understand emerging new strategies and solutions around commercial lines submission. Learn how ...

Webinar replay: Invigorating the P&C document intake process with AI – Use case examples with AmTrust Financial Services and o...

Watch Webinar Replay One of the biggest operational challenges that P&C insurers face is managing the huge volume of documents that come into their business enterprise – via ...

Baron Telematics Weather – A preventive tool to reduce claims

Baron is a weather intelligence solution provider, which has taken telem...

Beam Technologies Connects Dental Insurance to Smart Toothbrush

Benefitfocus Introduces Property Insurance to its Platform

Benefitfocus, a management software provider for the benefits industry, announced the expansion of its proprietary platform to cover personal lines insurance offerings on top...

Webinar: ITC + DIA World Tour

Take a journey with ITC across the globe as they showcase insurtech innovation. Plan your personal tour and select from over 30 stops across three regions – Americas, EMEA ...

Big data and AI executive survey 2019

Article Synopsis : This survey looks into how big data and artificial intelligence (AI) are accelerating business transformation – and whether, in fact, they are Investment is...

Watch Replay: THE INSIGHTS TO SOLUTIONS SERIES – DIGITAL COMMUNICATIONS

Strategy Meets Action and The Digital Insurer have joined together to offer insurers an innovative and comprehensive virtual event that goes well beyond the traditional webinar ...

Watch Replay: THE INSIGHTS TO SOLUTIONS SERIES – DIGITAL PAYMENTS

Strategy Meets Action and The Digital Insurer have joined together to offer insurers an innovative and comprehensive virtual event that goes well beyond the traditional webinar ...

Watch Replay: THE INSIGHTS TO SOLUTIONS SERIES – DIGITAL PLATFORMS

Strategy Meets Action and The Digital Insurer have joined together to offer insurers an innovative and comprehensive virtual event that goes well beyond the traditional webinar ...

BMC: Willingness to adopt wearable devices with behavioural and economic incentives by health insurance wellness programs

Article Synopsis : Wearable tech has been hailed by some as the route to accessing the kind of data that is going to drive big data and advanced analytics in insurance and in ...

InsureTech Connect & TDI 2020 Innovation awards and China Ecosystems

View Session Recordings Watch InsurTech Innovation Awards Watch Ecosystems in China webinar Watch Insurer Innovation Awards Congratulations to Winners Event Statistics ...

Canary’s Smart Home Solution

Car2Go car sharing and insurance

Car2Go is a German car rental company which is a subsidiary of Daimler AG providing carsharing services in urban areas in Europe, North America, ...

Cardiogram Launches Insurance Program for Wearable Technology Users

In partnership with Amica Life and Greenhouse Life Insurance, Cardiogram – a Health App developer has announced the launch of – Accidental Death insurance coverage for ...

Care Bridge International Announces Its Actuarial Endorsement

Care Bridge International has announced that it has received actuarial endorsement for accuracy in projecting the medical portion of workers’ compensation claims. The ...

Carpe Data launches ClaimsX platform

Carpe Data is an emerging and alternative data products provider for the insurance industry. The provider has launched ClaimsX which is a new Data-as-a-Service (DaaS) claims ...

Chisel Wins Gold at Zurich Innovation World Championship

Chisel AI is a North American insurtech specializing in text-based big data analysis that allows commercial insurers, reinsurers and brokers to extract, identify and classify...

Chubb Boosts Cyber Risk Underwriting with CyberCube Analytics Software

Chubb is partnering with a San-Francisco based cyber risk analytics vendor called CyberCube to boost its Cyber Risk Underwriting.

Chubb launches enhanced TankSafe system for brokers

In the US, Chubb has launched a technology platform called TankSafe for brokers in the management of commercial underground and above ground storage tank insurance. The platf...

INSURTECH CONNECT

The Digital Insurer was pleased to be invited to Insurtech Connect Vegas this year, as part of our new partnership with the ITC team (TDI is working with ITC to launch ITC Asia 2-4...

Chubb Partners With Hartford Steam Boiler to Deploy Innovative Internet of Things Sensors in Homes and Businesses

Chubb in partnership with Hartford Steam Boiler (HSB) Inspection and Insurance Company (a unit of Munich Re) are installing IOT based technology in the homes and businesses o...

Chubb reveals new cybersecurity app for commercial clients

To protect US and Canadian commercial enterprises during cyber breach, Chubb launched a new Cyber Alert mobile application designed to give customers rapid incident response ...

Cisco, Apple, Aon, Allianz introduce a first in cyber risk management

Allianz, Cisco, Apple and Aon have together launched a cyber risk management solution for organizations to better manage and protect themselves from cyber risk associated wit...

Civic – Take control of your identity

Civic is a Blockchain-based identity management tool which aims to reduce identity theft and fraud online. Civic uses Blockchain technology to protect user identities throug...