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Six trends disrupting health care and health insurance – E&Y

Article Synopsis :

 The Digital Insurer reviews E&Y’s Report on Six trends that are disrupting health care and health insurance

Storms forecast for health payers, governments and self-insureds… 

“Six trends that are disrupting health care and health insurance”, by EY is a short but sweet articulation of key trends impacting the health-payer market:

  • The chronic disease crisis: Payers, employers and governments are not incentivized to change long-term behaviors
  • The move to outcomes and value: So far, change has been slow and piecemeal
  • M-health technologies: Huge potential but uncertain reimbursement, slow adoption
  • The Big Data revolution: Fragmented information, no complete picture, information assymetry
  • Customer centricity: Insurers not close to customers due to limited data and independent agents
  • Underwriting pressures: Investment income down, regulatory constraints, micro-segmentation

Link to Full Article:: click here

Digital Insurer's Comments

Though only two of the trends identified in the report are technology-specific (M-health technologies and Big Data), digital technologies in the form of micro-solutions (e.g. disease management tools) will have a lot to say about winners and losers across all six categories.

Link to Source:: click here

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