Almost half of all car accidents on Fridays happen on the way home

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Aviva, a leading insurer in Singapore, has found that almost half (48%) of the car accidents which occur on any given Friday take place during the post work rush, between 5:30 pm to 8 pm. This is a significantly higher proportion than for any other day during this time period. For example, on Mondays, accidents that happen during the post work rush account for only 26%.

Additionally, while weekends are presumably more relaxing, the average accident occurrence per day is almost the same for a weekday (15%) versus a weekend (14%).

These are some of the statistics identified by Aviva from car insurance claims they received in 2015. A key player in the car insurance market, Aviva was the first insurer to introduce online car insurance in Singapore.

The review also highlighted several other key findings:

Males are more likely to get into an accident

The long debated stereotype of women being inferior drivers can finally be tossed aside. Looking at the gender split of claimants against the gender split of their customer base, Aviva’s claims statistics reveal that males are 1.4 times more likely to get into an accident than females!

Be alert while cruising on the roads

According to Aviva’s claims statistics, more than 1 in 10 (12%) of accidents occurred before the car has even left the car park. 23% occurred along expressways, whilst accidents at junctions accounted for 13%.

Avoid tailgating and reverse with caution

The most common type of accident is the front-to-rear collision, which accounts for 41% of all reported accidents. 15% are involved in front-to-side collisions, 13% are chain collisions, while another 12% report an accident from a side swipe (typically happening when two cars are both making a turn). 7% also report an accident that occurred while the driver was reversing.

Who’s going to pay for your own car repair?

There are times when it is not the other party’s car that needs coverage when accidents occur. These include accidents caused by you, hit and runs, theft, or damage caused by falling objects. According to Aviva’s claims statistics, close to 2 in 5 claims in 2015 were from drivers claiming against their own policy for own damage.