Sign up and be the first to know

About Hugh Terry & The Digital Insurer

Hugh Terry & The Digital Insurer Video

Contact Us

1 Scotts Road
#24-10 Shaw Centre
Singapore 228208

Write an article

Get in touch with the editor Martin Kornacki

email your ideas at

Pre Registration Popup

itcasia2020 Registration Popup

Share Popup

Prime Member: Find out more

Access a unique programme!
  • 56 pre recorded lesson of online content from industry experts over 7 courses
  • The best in digital insurance for practitioners and by practtioners
  • Online MCQ after each lesson
  • Join the discussion forum and make new friends
  • Certificate upon completion to show your expertise and comitment
  • 3 months to complete
  • Normal price US$1,400 Your Prime member price is US$999
  • Access to future versions included in your Prime membership!
Become a member

Prime Member: Contact Us

REach out to us. Please fill up the form below
  • Let us know how we can help. You can expect a response within 24 hours

Innovation in insurance: The path to progress – Deloitte Report by Howard Mills & Bernard Tubiana


Article Summary :

Historically insurers have been tagged as laggards in terms of innovation. In the article titled “Innovation in insurance: The path to progress”, Howard Mills & Bernard Tubiana of Deloitte consulting argue otherwise and showcase some examples to prove that despite insurance’s conservative image, innovation is being nurtured in the insurance industry.

 The Digital Insurer reviews Deloitte’s Report on  Innovation in insurance: The path to progress

Innovation does exist in the Insurance industry

Key Insights :

The report cites the three types of innovation defined by Kim B. Clark and Clayton M. Christensen and describes the following examples of empowering, sustaining and efficiency innovation:

  1. Empowering Innovation
  • An end-to-end web-based solution by L&T, an Indian insurer, that is completely service-oriented architecture-based and capable of issuing policies virtually anytime, anywhere, from practically any device
  • Pay-as-you-go top-up cards by South African insurer MicroEnsure
  1. Sustaining Innovation
  • Use of Telematics in Auto Insurance
  1. Efficiency Innovation
  • Use of predictive analytics in the underwriting process

Link to Full Article:: click here


Link to Source:: click here



Livefest 2019 Register Popup Event

Livefest 2019 Already Registered Popup Event

Livefest 2019 Join Live Logged-in Not Registered

Livefest 2019 Join Live Not Logged-in