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JLT Re partners with InsurTech for Auto Insurance MGA Pact

In View Summary

JLT Re North America has partnered with Pact Insurance, a personal auto insurtech company that allows can buy and manage their car insurance completely from their smartphone, to develop insurance products for mobility risks. It currently offers low cost, on-demand auto insurance in Ohio via Pact.

Pact is instant and affordable car insurance designed to cover traditional and modern mobility

The partnership helps in bringing new kinds of digital auto insurance solutions capable of providing in-depth expertise in data and underwriting underserved risks. The solutions are expected to be dynamic as opposed to one size fits all coverage and consumer behavior.

Pact has a level of data and underwriting granularity that is rare amongst new entrants. Pact takes data to another level in its plans to distribute to niches of underserved risks,” said Gregg Holtmeier, executive vice president and leader of the InsurTech practice for JLT Re.

Reported Benefits

Benefits to Customers:

  • Affordable products and services
  • Automation
  • Quick processing time
  • Innovative products and services
  • Fewer errors
  • Greater coverage
  • Dynamic

Benefits to the Insurer:

  • Low operational costs
  • Increased customer reach
  • Improved consumer engagement
  • Innovation

The Digital Insurer's View

The auto insurance industry is undergoing massive transformation due to weather, telematics, consumer data and the gradual rise of autonomous driving capabilities and this partnership between JLT Re and Pact is timely as the industry is moving towards dynamic pricing and underserved consumer segments.


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