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Cognizant GeoLocus – Telematics and Usage Based Insurance, USA

In Action Summary

405-Insurance Telematics

Geolocus provides a pre production testing environment for UBI telematics application limiting the number of vendors and associated cost

Cognizant GeoLocus is an end-to-end insurance telematics solution including in-car device options, mobile apps, big data management, configurable driver scoring and driver portals. GeoLocus is a cost-effective, highly scalable, hosted solution that helps insurers rapidly launch or augment telematics based UBI programs. It supports tracking of vehicles using a smart phone or installed device. It provides real-time identification of significant driving events, and supports automated feedback and emergency response.

Cognizant’s solution enables insurers to manage the complexity involved with any UBI initiative. By taking a managed services approach, carriers can limit the number of vendors and associated cost. The Cognizant solution enables carriers to begin with an evaluation and pilot before going live with a UBI service. The pilot environment enables carriers to build a brand around the use of telematics prior to the launch of the real UBI program.

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