Market disruption comes from the establishment as well as the startup
Last week, I wrote about Silicon Valley tech startup Zenefits and how their free to use HR software platform is disrupting the health insurance broker market in the USA. And I return to this subject one week later because, as I was writing and researching the piece on Zenefits, my curiosity grew for a better understanding of the impact of the Affordable Care Act, fondly referred to as Obamacare.
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